Smarter investments for everyday Kiwis
Welcome to Midlands. We’re an investment manager based in Hawke’s Bay helping New Zealanders to get better returns on their hard-earned money. With as little as $5,000 you can invest to grow your long term wealth with a proven, low risk investment backed by real property & land assets. Best of all, with no fixed term and regular cash returns, you have easy access to your money.
Want to do more with your money?
Why not give us a call and talk to a real human today.
5.88%*
*Annualised return, after fees but before tax for quarter ended 30th June 2026. Returns are not guaranteed & past performance is not a reliable indicator of future performance.
On Call^
No fixed investment ‘term’
Regular cash returns
Minimum $5,000
Maximum PIR (tax rate) 28%
“I was looking around for a better return than I was getting from the banks”
— Happy Midlands Customer
^We have the right to suspend or defer withdrawals in some particular circumstances. See our Product Disclosure Statement for more information.
Proven performance and regular returns
If you’re after consistent performance, you’re in the right place. Our most recent annualised quarterly return is 5.88%* and our average annual return for the past 10 years is 5.37%.*
*This graph shows the Midlands Smarter PIE Fund’s annualised quarterly returns, after fees but before tax. The ‘10 Year Avg.’ bar represents the Fund’s average annual return after fees but before tax for ten years ending 30 June 2026. Returns are not guaranteed and past performance is not a reliable indicator of future performance.
Why smarter investors choose Midlands
Low Volatility
Midlands’ Risk Indicator is a 1 out of 7, indicating low risk. This means returns are expected to remain steady, with lower volatility.*
On Call Investing
Your funds are on call, which means easy access when you need them. It’s investing as it should be.^
Regular Cash Returns
Receive regular income every quarter OR reinvest your returns to build long term wealth. It’s your choice.
Say hello to a real human
At Midlands, you deal with real humans. No Al, chatbots or robots around here. Hallelujah!
We have skin in the game
Many Midlands staff, directors and shareholders have their own personal money invested alongside yours.
Backed by bricks & mortar
Your investment is backed by real NZ property & land assets. Now that’s smart.
*The Risk Indicator is a measure of the Fund’s volatility. A Risk Indicator of “1” indicates lower risk and potentially lower returns. Even the lowest category of “1” does not indicate a risk-free investment and there are other important risks that are not captured in this rating. The Risk Indicator does not involve any endorsement or approval by the FMA or any other Government agency. See our Product Disclosure Statement and our Understanding Risk page for more information.
^We have the right to suspend or defer withdrawals in some particular circumstances. See our Product Disclosure Statement for more information.
Backed by bricks and mortar
New Zealanders have always had a love affair with bricks and mortar as a way to build long term wealth.
At Midlands, your investment is backed by real New Zealand property and land assets.
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
Say hello to a real human
Call us old fashioned, but at Midlands we love real people. Chatbots, robots and AI have a place, but we think when you’re investing your hard earned money it’s nice to know you can pop in or pick up the phone and chat to our small, friendly team of humans.
