Investments & Loans,
for everyday kiwis

Welcome to Midlands. We’re an investment company based in Hawkes Bay helping New Zealanders to get better returns on their hard-earned money. With as little as $10,000 you can invest to grow your long term wealth with a proven, low risk investment secured by real property & land assets. Best of all, your money is on-call when you need it and delivers consistent cash returns every quarter.
Want to do more with your money? Why not give us a call and talk to a real human today.

“THAT’S SOME PRETTY GOOD RETURNS”

Our most recent annualised return
is 6.90%* and our average return for the past 10 years is 5.31%*.

“STRUTH, THAT’S OLD”

The origins of Midlands go all the way back to 1896. That’s over 120 years of smarter investing.

“I’VE ALWAYS LIKED BRICKS & MORTAR”

Your investment is secured by real New Zealand property and land assets. Now that’s smart.

WE’RE WITH YOU

Many Midlands staff, directors and shareholders have their own money invested alongside yours.

* 6.90% is our annualised return, after fees but before tax for quarter ending 31 December 2024. 5.31% is our average annualised return, after fees but before tax, for 10 years ending 31 December 2024.
Past performance is not a reliable indicator of future performance

consistent performance & regular returns

Midlands Quarterly Performance Graph Dec24 Blue

This graph shows Midlands Smarter PIE Funds annualised quarterly returns, after fees but before tax returns. The ‘10 Year Avg.’ bar represents the Fund’s average
annual return after fees but before tax for ten years ending 31 December 2024. Past performance is not a reliable indicator of future performance.

Invest with Us

Clever Investments,
for All New Zealanders

– Looking for a low risk investment secured by
real property and land assets?
– Do proven returns and regular income float your boat?
– Saving for one of life’s big goals?
– Wanting to grow your future wealth?

Tell Me More

Borrow from Us

Need property finance?
Big Bank said no?

We’re a specialist non-bank mortgage lender. We offer term loans with competitive interest rates for residential, rural or commercial property. We’re fast, flexible, pragmatic and solutions oriented, with not an AI Bot in sight.

Fund your next exciting property venture right here.

Tell Me More

WHY SMARTER INVESTORS CHOOSE MIDLANDS

Low risk investing

Midlands' Risk Rating is
1 out of 7. That’s the lowest risk rating possible for a NZ retail fund.*

On Call INVESTING

Your funds are on call, which means they’re available when you need them. It’s how investing should be.

Regular Cash Returns

Receive regular income every quarter OR reinvest your returns to build long term wealth. It’s your choice.

Say hello to a real human

At Midlands, you deal with
real humans. No Al, chatbots or robots around here. Hallelujah!

Trusted for 120 years

The origins of Midlands go all the way back to 1896.
That’s over 120 years of
smart investing.

We have skin in the game

Many Midlands staff, directors and shareholders have their own personal money invested alongside yours.

Secured by Bricks & Morter

Your investment is secured by real NZ land and property assets. Now that’s smart.

YOUR INVESTMENT IS HELD IN A TRUST

Your investment is held separately in a trust with an independent custodian.

*The Government provides the formula for calculating our ‘Risk Rating’ score.
A risk rating of “1” does not indicate a risk-free investment - see our Product Disclosure Statement for more information.

Here’s how you can get in touch with us:

Give us a call

General Enquiries:
0800 870 326
Investment Team: 06 870 3260
Loans Team: 06 974 6655

Email Us

Investments Team:
investments@midlands.net.nz
Loans Team:
loans@midlands.net.nz

visit us

1/111 Karamu Road North
PO Box 609
Hastings, New Zealand
(9am-4pm Monday-Friday)

Request a call-back

INVEST NOW

FACT SHEET

INVESTORS PACK

Investments & Loans,
for everyday kiwis

“THAT’S SOME PRETTY GOOD RETURNS”

“STRUTH, THAT’S OLD”

“I’VE ALWAYS LIKED BRICKS & MORTAR”