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YOUR MIDLANDS
INVESTMENT
EXPLAINED

What am I investing in?

Here’s how it works:

“The interest I’m getting is enough for me to live comfortable. I’ve got that extra bit to live on, a few luxuries and I go fishing when I want”

— Happy Midlands Customer

MIDLANDS GIVES YOU FLEXIBILITY & CHOICES

Many of you will be familiar with how term deposits work. Unlike term deposits, which offers a fixed rate for a fixed term, at Midlands returns are not fixed and there is no fixed or set term for your investment.

At Midlands, your money keeps earning every day it’s invested in the Fund and stays invested for as long as you choose. There is no fixed term, lock in or minimum investment period. Our returns are reviewed and announced every three months, at the end of March, June, September and December and our investors are paid for the quarter based on that rate. Although returns are not fixed, the Fund aims to generate stable, regular cash returns.

With Midlands, your money keeps working for you — without locking it away.

Click here to learn more about the differences between Midlands and term deposits.

SOME MORE USEFUL INFO

Minimum Investment

Our minimum investment amount is $5,000. However, we will consider lesser amounts so please call us to discuss.

Reinvest your Returns

If you’d like to see your money make more money, you can choose to reinvest your returns. That way, you take advantage of the compounding returns and watch your money work even harder!

Regular Cash Returns

If you’re looking to earn regular income from your investment, you can choose to have your quarterly returns paid out. They will be deposited into your bank account at the end of March, June, September and December.

Add to your investment any time

If you want to add to your investment, you can set up a regular payment OR deposit one-off lump sums whenever you want. Your money will start earning from the day it arrives into your account.

Easy access to your money

There’s no minimum investment period or ‘fixed term’. Your funds are normally on call, which means they’re available when you need them (3 business days notice). If you need funds on a regular basis, you can also set up a regular withdrawal to suit your lifestyle and needs. You can find out more here.

How we look after your money