Annualised return, after fees but before tax for quarter ended 30th June 2026. Returns are not guaranteed and past performance is not a reliable indicator of future performance.
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
The Midlands Smarter PIE Fund provides a conservative and flexible investment option that has delivered consistent, regular returns to thousands of New Zealanders wanting to save for their future big stuff, grow their long term wealth, protect their nest egg or enjoy the fruits of their hard work with our quarterly cash payments. Best of all, with no fixed term, you have easy access to your money.
It’s how investing should be.
MANY
HAPPY
RETURNS
Consistent performance and regular returns
This graph shows the Midlands Smarter PIE Fund’s annualised quarterly returns, after fees but before tax. The ‘10 Year Avg.’ bar represents the Fund’s average annual return after fees but before tax for ten years ending 30 June 2026. Returns are not guaranteed and past performance is not a reliable indicator of future performance.
If you had invested $100,000 in April 2016, today it would be worth
$143,582*
*As at 30/06/2026. This scenario assumes the investor was taxed at the highest marginal tax rate for a PIE Fund (28%) in each year and compounded their returns. If an investor’s tax rate was lower, then the value of their investment would be a higher amount.
“Every quarter I can see my money growing and that’s good. I like to see my money growing.”
— Happy Midlands Customer
Better returns, without the banker bit
If you’re looking for a conservative investment with proven, consistent returns, you’re in the right place. Our returns consistently surpass average returns from bank term deposits over corresponding periods. Best of all, with no fixed term your money’s available if you need it.
Midlands Returns vs Bank Term Deposits
This graph shows annualised returns, after fees but before tax. Midlands 8 Year Data to 30 June 2026. Bank Term Deposit Data Source: Reserve Bank of NZ Statistics Series B26 2026, Report, June 2018 – May
2026. Returns are not guaranteed and past performance is not a reliable indicator of future performance.
Midlands is not a registered bank. Midlands has more risk than a bank term deposit. To learn more about the difference between Midlands and term deposits, follow the link.
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
MAKE YOUR MONEY WORK SMARTER
Midlands Returns vs Bank Term Deposits
This graph shows the Midlands Smarter PIE Fund’s annualised quarterly returns, after fees but before tax vs the average 12-month bank term deposit rate since 2018. Midlands data Sep 2018 – June 2026. Term Deposit Data from RBNZ Statistical Series B26, Sep 2018 – May 2026. Returns are not guaranteed and past performance is not a reliable indicator of future performance. Midlands Funds Management is not a registered bank. Midlands has more risk than a bank term deposit. To learn more about the difference between Midlands and term deposits, follow this link.
